Our Services

Bookkeeping

Effective bookkeeping is the foundation of sound financial management for any business. Our comprehensive bookkeeping services include:

• Daily Financial Record-Keeping: We accurately record your transactions, ensuring that every expense, revenue, and financial activity is documented.
• Monthly Reconciliation: Our team performs regular reconciliations to ensure that your financial records match your bank statements, identifying any discrepancies early.
• Financial Reporting: Receive detailed monthly, quarterly, and annual reports that provide insights into your business’s performance, aiding in strategic decision-making.
• Tax-Ready Books: With organized and up-to-date books, tax time becomes a breeze. We ensure that your records are compliant and ready for any audits or tax filings, saving you time and reducing stress.

Individual Taxes

Our individual tax services are designed to take the stress out of your annual tax filing process. We understand that each taxpayer’s situation is unique, so our expert team provides personalized guidance that includes:

• Accurate Tax Return Preparation: We meticulously gather your financial data, including income, deductions, and credits, ensuring every eligible tax benefit is applied.
• Maximizing Your Refund: By staying up-to-date with the latest IRS guidelines and tax law changes, we identify every potential deduction and credit to boost your refund.
• Year-Round Support: Whether you’re dealing with major life changes like marriage, divorce, or the arrival of a new family member, our team offers ongoing advice to adapt your tax strategy accordingly.
• Audit Assistance: Should you ever face an audit, our experienced professionals will guide you through the process, ensuring your documentation is complete and compliant with current regulations.

Business Taxes

For business owners, managing taxes goes beyond filing annual returns—it’s about strategic planning and compliance to drive growth. Our business tax services include:

• Tailored Tax Planning: We work with businesses of all sizes—from sole proprietorships to corporations—to develop tax strategies that minimize liabilities while fostering growth.
• Compliance & Reporting: Our team ensures your business meets all federal and state tax requirements. We handle everything from payroll tax filings to quarterly estimated taxes, so you can focus on running your business.
• Industry-Specific Expertise: Different industries have unique tax challenges and opportunities. We provide specialized advice tailored to your sector, ensuring you benefit from applicable tax incentives and credits.
• Year-Round Consultation: Proactive tax planning throughout the year helps prevent surprises at tax time. We assist with budgeting, cash flow management, and long-term strategic decisions to optimize your financial health.

Notary Services

When it comes to legal documents, having a trusted notary can make all the difference. Our notary services are designed for convenience and reliability:

• Wide Range of Documents: Whether you need affidavits, power of attorney, property documents, or other legal paperwork notarized, our experienced notaries are here to help.
• On-Demand Service: We understand that notarization needs can arise unexpectedly. Our flexible scheduling ensures that you can get your documents notarized when you need them.
• Compliance and Security: We adhere strictly to state regulations, ensuring that every notarization is performed with the highest level of professionalism and security.
• Convenient Locations: With easily accessible locations and options for mobile notary services, getting your documents notarized is both hassle-free and efficient.

Tax Appeals

• Initial Consultation & Case Review:

  • Evaluate your current tax situation and determine the feasibility of an appeal based on IRS or state tax decisions.
  • Conduct a comprehensive review of your tax records, notices, and communications to identify key issues.

• Preparation & Documentation:

  • Collect all relevant documents such as tax returns, correspondence, and supporting evidence needed to substantiate your appeal.
  • Develop a detailed case file that outlines discrepancies and grounds for contesting the decision.

• Strategic Guidance & Planning:

  • Outline a clear strategy for your appeal, including timelines, key steps, and potential outcomes.
  • Provide expert advice on IRS procedures and help anticipate potential challenges during the appeals process.

• Representation & Communication:

  • Act as your representative when communicating with tax authorities, ensuring that all interactions are handled professionally and in your best interest.
  • Draft and submit formal appeal letters and any additional documentation required by the IRS or state tax agencies.

• Follow-Up & Resolution:

  • Monitor the progress of your appeal and provide timely updates.
  • Assist with any further inquiries or additional submissions to secure a fair and prompt resolution.

Tax Amendments

• Review of Original Filing:

  • Conduct a thorough review of your previously submitted tax returns to identify errors, omissions, or changes in your financial situation that may require an amendment.
  • Pinpoint discrepancies that could potentially affect your tax liability or refund.

• Accurate Amendment Preparation:

  • Correct any mistakes found in your original filing and update the return with accurate, current information.
  • Prepare the necessary amended tax forms (such as Form 1040X) with precision and attention to detail.

• Documentation & Evidence Collection:

  • Assist in gathering all supporting documents needed to validate the changes made in the amended return.
  • Ensure that every adjustment is backed by proper records to streamline the review process with tax authorities.

• Submission & IRS Coordination:

  • File the amended return with the appropriate tax agency and follow up to confirm its receipt.
  • Liaise with the IRS or state tax departments on your behalf to address any follow-up questions or concerns regarding the amendment.

• Expert Advisory on Impact:

  • Provide insights into how the amendments may affect your overall tax situation, including adjustments to refunds or liabilities.
  • Advise on any additional steps you might need to take to optimize your tax position after the amendment is processed.

Mortgages

• Initial Consultation & Financial Assessment:

  • Evaluate your financial situation, homeownership goals, and long-term plans.
  • Review your credit history, income, and assets to determine eligibility for various mortgage programs.

• Pre-Approval Process:

  • Guide you through obtaining a mortgage pre-approval to strengthen your buying position.
  • Assist in gathering essential documents such as income verification, credit reports, and employment history.

• Mortgage Product Selection:

  • Compare a range of mortgage options—from fixed-rate and adjustable-rate loans to FHA, VA, and USDA programs.
  • Recommend the product that best aligns with your financial profile and homeownership objectives.

• Loan Application & Documentation:

  • Support you in completing the mortgage application accurately and efficiently.
  • Ensure all required documentation is organized and submitted on time to avoid delays.

• Closing Coordination & Support:

  • Coordinate with lenders, title companies, and legal professionals to ensure a seamless closing process.
  • Provide guidance on finalizing terms, understanding closing costs, and addressing any last-minute issues.

• Post-Closing Assistance:

  • Offer ongoing support and advice, whether you need to adjust your mortgage strategy or explore refinancing options in the future.

Mortgage Financing

• Comprehensive Financial Analysis:

  • Analyze your overall financial health and long-term home financing needs.
  • Develop a customized financing strategy tailored to your budget and goals.

• Interest Rate & Term Evaluation:

  • Compare competitive interest rates and loan terms from various lenders.
  • Explain the impact of fixed versus adjustable rate structures on your monthly payments and total loan cost.

• Credit & Risk Assessment:

  • Assess your credit profile and identify areas for improvement to secure favorable financing.
  • Provide practical strategies to enhance your credit score and reduce financing risks.

• Refinancing Solutions:

  • Evaluate the benefits of refinancing your existing mortgage to lower interest rates or adjust loan terms.
  • Guide you through the refinancing process, ensuring a smooth transition and improved financial outcome.

• Special Financing Options:

  • Identify tailored programs available for first-time homebuyers, veterans, and other eligible groups.
  • Offer advice on alternative financing solutions such as down payment assistance programs and bridging loans.

• Dedicated Support Throughout the Process:

  • Ensure clear communication and regular updates from initial consultation through final approval.
  • Provide expert advice and hands-on assistance to navigate the complexities of mortgage financing with confidence.

Both our Mortgages and Mortgage Financing services are designed to simplify your journey to homeownership, offering personalized solutions that align with your financial goals. Trust Taxcheapo to guide you every step of the way in securing the best possible mortgage for your needs.